Motor Insurance Policy Types

Motor Insurance Policy Types


Under our motor portfolio, three types of cover are available to our valued clients namely:

Third-Party Policy
  1. This covers bodily injury and death to third parties e.g. passengers, pedestrians and other road users. The sum insured is unlimited.
  2. We also offer compensation to any property that may be damaged by the insured vehicle, and limit of liability is GHS5,000.00 unless specifically requested for. Damage to the insured vehicle is not covered.
  3. It also covers personal Accident Benefits to the driver and the insured.
Third Party Fire and Theft Policy
  1. This policy covers all the above, and in addition, provide compensation to loss or damage to the insured’s vehicle as a result of fire and or theft.
Comprehensive Policy
  1. This is the widest cover and it includes all the above, in addition to accidental damage to the insured vehicle.
  2. The Third Party Property Damage limit is GHS5,000.00. The amount could be higher as per clients request.

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